The Bhagyalakshmi Scheme gives help to girls born into Below Poverty Line (BPL) families in Karnataka. The official page lists its sector as the Ministry of Women and Child Development, Karnataka. Sector: MINISTRY OF WOMEN AND CHILD DEVELOPMENT, KARNATAKA
A girl can receive a yearly scholarship from Class 1 to Class 10, health insurance cover, and a lump sum when she turns 18. Her parents also get payments if she meets with an accident or dies a natural death. The rules below decide who qualifies.
What you get
The annual scholarship is paid by class, as shown below. The official page does not say which year these amounts apply to, so ask your CDPO office for current figures.
| Class | Yearly scholarship |
|---|---|
| Classes 1 to 3 | Rs. 300 for each class |
| Class 4 | Rs. 500 |
| Class 5 | Rs. 600 |
| Classes 6 and 7 | Rs. 700 |
| Class 8 | Rs. 800 |
| Classes 9 and 10 | Rs. 1,000 |
- Health insurance: cover of up to Rs. 25,000 a year for the child.
- Accident: Rs. 1 lakh goes to the parents in case of accident.
- Natural death: Families receive Rs. 42,500 for natural death of the beneficiary.
- At 18: The beneficiary would be paid Rs. 34,751 at the end of 18 years.
You may see other descriptions of this scheme online, including one about a deposit made at birth. The official page we could read does not describe that, so check the current benefit with your CDPO office before you plan.
Who can apply
- Your daughter must be born after 31 March 2006 into a family below the poverty line. All girl children born to below poverty line (BPL) families after 31 March 2006 are eligible.
- A family can claim for two daughters at most. This scheme is for only two girl children of the BPL family.
- Registration is due within a year of birth, with the birth certificate. The birth Enrolment should be done up to one year of the birth of the child on the submission of the birth certificate.
- She cannot work as a child labourer. The girl should not be a child labour.
- Her immunisation must follow the health department programme. Immunization should have been done as per the health department programme.
- For the lump sum at 18, she must complete Class 8 and must not marry before 18. In order to be eligible for the maturity amount, it is compulsory that the beneficiary completes 8th standard and she should not have been married off before she reaches the age of 18.
The official page sets no income limit, marks rule or age limit beyond the marriage rule above. It refers only to BPL families.
How to apply
- Contact the Deputy Director of Women and Child Development in your district, or the Child Development Project Officer (CDPO). Contact to any of the following to avail the benefits under this scheme: Deputy Director of Women and Child Development of the respective Districts Or Child Development Project Officer (CDPO)
- Register the girl’s birth and enrol her within one year of birth, using her birth certificate.
- Keep her immunised under the health department programme.
The official page does not describe an online form or portal step. Ask your office how enrolment is done now. The official scheme page is here.
Documents you need
The official page names only the girl’s birth certificate for enrolment. Ask your CDPO office for the full list before you visit.
How students are selected
The official page describes no selection round. Eligibility depends on the conditions above.
Renewal
Certain interim payments such as annual scholarships and insurance benefits have made available to the beneficiary on continued fulfilment of the eligibility criteria. The lump sum at 18 still needs the Class 8 and marriage conditions to be met.
Important dates
The official page gives no session year, application window or last date. Its only fixed date is the 31 March 2006 birth cut-off for girls.
Official sources
Checked against these official sources on 5 November 2026.
